Trucking & Delivery Insurance
Reliable Protection for Your Vehicles, Drivers, and Deliveries
What Is Trucking & Delivery Insurance?
Trucking and delivery insurance is specialized coverage designed to protect the vehicles, drivers, and cargo your business relies on every day. It typically includes protection for commercial vehicles, liability coverage for accidents or property damage, cargo insurance for transported goods, and optional add-ons for equipment, downtime, and business interruptions.
Whether you operate local delivery vans or long-haul trucks, this type of policy is built to cover the unique risks that come with transporting products and performing critical delivery services.
Why Do You Need It?
Every mile on the road brings potential risks—accidents, damaged goods, breakdowns, or unexpected delays. Without proper coverage, your business could face costly repairs, lost income, legal claims, or damage to customer relationships. Trucking and delivery insurance ensures you’re protected against these challenges by covering financial losses, shielding your business from liability, and keeping your operations running smoothly.
It's an essential safeguard that helps you maintain trust, meet client expectations, and stay profitable in an industry where reliability is everything.
Types of Trucking & Delivery Insurance
Commercial Auto Insurance – Covers damage to your vehicles and injuries from accidents involving your commercial fleet.
Liability Insurance – Protects your business if your driver causes injury or property damage to others.
Cargo Insurance – Covers the goods you transport against loss, theft, or damage during transit.
Physical Damage Coverage – Provides protection for your trucks and delivery vehicles from collisions, vandalism, fire, and other unexpected events.
Non-Trucking (Bobtail) Liability – Protects vehicles when they’re being driven for non-business purposes or without a trailer attached.
Motor Truck General Liability – Covers liability claims not directly related to driving, such as accidents during loading/unloading or on-site incidents.
Trailer Interchange Insurance – Covers trailers you do not own but are using under a trailer interchange agreement.
Workers’ Compensation – Protects your drivers and employees with coverage for work-related injuries or illnesses.
Equipment & Tools Coverage – Covers essential business equipment used during deliveries or transport.
Business Interruption Coverage – Helps replace lost income if operations are halted due to a covered event.