Service & Repair Insurance
Reliable Protection for Every Job, Every Tool, and Every Customer You Serve
What Is Service & Repair Insurance?
Service & Repair Insurance is specialized coverage designed for businesses that provide repair services, maintenance work, or hands-on customer support—such as appliance repair, HVAC technicians, electricians, plumbers, mobile repair services, and more. This insurance protects your tools, vehicles, business property, and the work you perform. It also provides liability protection in case of accidental damage, injuries, or issues caused by the services you provide.
Whether you operate from a shop or work on-site at customer locations, Service & Repair Insurance helps safeguard your business from the most common risks in the industry.
Why Do You Need It?
When your business involves hands-on work, unexpected situations can happen—equipment failures, accidental property damage, injuries, or faulty installations. Without proper insurance, these incidents can lead to significant financial losses, legal claims, or reputational harm.
Service & Repair Insurance ensures you’re protected from these risks by covering liability claims, equipment damage, and business interruptions. It gives you peace of mind, keeps your business running smoothly, and helps you deliver reliable service without worrying about costly setbacks.
Types of Service & Repair Insurance
General Liability Insurance – Covers property damage, accidental injuries, and third-party claims that occur during your work.
Professional Liability (Errors & Omissions) – Protects you if a service mistake, faulty repair, or oversight causes damage or financial loss.
Commercial Property Insurance – Covers your shop, tools, inventory, and equipment against fire, theft, or vandalism.
Business Auto Insurance – Provides coverage for company vehicles used for service calls, deliveries, or transporting equipment.
Tools & Equipment Coverage – Protects essential tools against theft, accidental damage, or breakdown.
Workers’ Compensation – Covers employees who may be injured or become ill while performing repair or service work.
Cyber Liability Insurance – Safeguards your business if customer data, invoices, or digital systems are compromised.
Business Interruption Insurance – Helps replace lost income if your business must temporarily shut down due to a covered event.
Inland Marine Insurance – Protects tools and equipment while in transit between job sites or customer locations.