Pet Care Insurance
Safeguarding Your Pet Care Business From Accidents to Liability Claims
What Is Pet Care Insurance?
Pet Care Insurance is specialized coverage designed for businesses that work with animals, including groomers, pet sitters, dog walkers, boarding facilities, trainers, mobile groomers, and pet daycare centers. This insurance protects your business from risks related to caring for pets, interacting with pet owners, traveling to client homes, and handling equipment or facilities.
It provides coverage for liability claims, injuries to animals in your care, property damage, equipment loss, and other unexpected incidents that can occur while providing pet services.
Why Do You Need It?
Working with animals brings unique responsibilities and risks. Pets can be unpredictable—they can bite, escape, get injured, or cause damage to property. Without the right insurance, your business could face costly medical bills, liability claims from pet owners, or expenses related to lost or injured animals. Pet Care Insurance protects your business from these risks by covering medical costs, property damage, legal claims, and operational interruptions.
With proper coverage, you can focus on delivering safe, reliable, and compassionate care to the pets you serve.
Types of Pet Care Insurance
General Liability Insurance – Covers accidents, injuries, or property damage involving clients or third parties during pet care services.
Animal Bailee Coverage – Protects pets in your care, custody, or control if they are injured, lost, or stolen.
Professional Liability Insurance – Covers claims related to training mistakes, grooming errors, or advice that causes harm or financial loss.
Commercial Property Insurance – Protects boarding facilities, grooming salons, equipment, and supplies from fire, theft, or vandalism.
Workers’ Compensation – Covers employee injuries that can occur from bites, scratches, lifting animals, or equipment accidents.
Commercial Auto Insurance – Provides coverage for vehicles used to transport pets or travel to client homes.
Tools & Equipment Coverage – Covers grooming tools, crates, dryers, clippers, and other equipment from theft or accidental damage.
Inland Marine Insurance – Protects mobile grooming equipment or supplies while in transit.
Business Interruption Insurance – Helps replace lost income if your business must temporarily close due to a covered event.
Cyber Liability Insurance – Protects client information and booking/payment systems from data breaches and cyberattacks.