Nonprofits Insurance
Coverage That Helps You Continue Your Mission With Confidence
What Is Nonprofits Insurance?
Nonprofits Insurance is specialized coverage designed to protect charitable organizations, community groups, foundations, religious institutions, advocacy groups, youth programs, and other mission-driven organizations. This insurance helps safeguard your nonprofit’s people, property, volunteers, funds, and programs from a wide range of risks—such as accidents during events, property damage, professional liability, cyber threats, board-related claims, and management challenges.
Whether you run a local charity or a multi-location organization, Nonprofits Insurance ensures your mission can continue without financial setbacks from unexpected incidents.
Why Do You Need It?
Nonprofits face unique risks: volunteer injuries, event-related accidents, mismanagement claims, funding issues, cyberattacks, and high public visibility. Even with the best intentions, misunderstandings or incidents can lead to lawsuits, financial losses, or disruptions in services. Without proper coverage, these challenges can impact your ability to operate, support your community, and maintain donor trust.
Nonprofits Insurance provides essential protection by covering liability claims, property damage, cyber risks, board decisions, and operational interruptions. With the right policy in place, your organization can focus on creating impact—knowing your mission, people, and resources are well protected.
Types of Nonprofits Insurance
General Liability Insurance – Covers injuries, property damage, and accidents involving visitors, volunteers, or program participants.
Directors & Officers (D&O) Insurance – Protects board members and leadership against claims related to governance, decision-making, and management issues.
Professional Liability Insurance – Covers claims related to counseling services, program guidance, or administrative errors.
Commercial Property Insurance – Protects offices, equipment, supplies, and facilities from fire, theft, or vandalism.
Business Interruption Insurance – Helps replace lost income if operations are halted due to a covered event.
Workers’ Compensation – Covers staff members injured while performing nonprofit work.
Volunteer Accident Coverage – Provides protection for volunteers injured while serving your organization.
Event Liability Insurance – Covers special events, fundraisers, galas, festivals, and community activities hosted by your nonprofit.
Commercial Auto Insurance – Covers vehicles used for outreach, deliveries, program transport, or staff travel.
Cyber Liability Insurance – Protects sensitive donor, volunteer, and program data from breaches, phishing, and cyberattacks.
Fidelity & Crime Insurance – Covers losses from theft, fraud, or misuse of funds by employees or volunteers.