Landscaping Insurance
Safeguarding Your Business From Job-Site Risks to Equipment Loss
What Is Landscaping Insurance?
Landscaping Insurance is specialized coverage designed to protect businesses that care for lawns, trees, gardens, and outdoor spaces. This includes lawn care professionals, landscapers, tree trimmers, irrigation specialists, hardscape contractors, and grounds maintenance crews. The coverage typically protects your tools, equipment, vehicles, employees, and the work you perform. It also provides liability protection in case of property damage, injuries, or accidents that happen on a job site.
Whether you operate a growing landscaping business or a small lawn care service, this insurance helps you work with confidence.
Why Do You Need It?
Landscaping work comes with unique risks—heavy equipment, sharp tools, job-site hazards, unpredictable outdoor conditions, and interactions with customer property. A single mishap, such as damaging a customer’s fence, injuring a passerby, or having equipment stolen, can lead to major expenses or legal claims. Landscaping Insurance protects your business from these risks by covering liability costs, equipment damage, and business interruptions.
With proper coverage, you can focus on delivering high-quality work while safeguarding your reputation and financial stability.
Types of Garage & Repair Insurance
General Liability Insurance – Covers accidental damage to customer property, injuries, and other third-party claims.
Commercial Auto Insurance – Protects trucks, trailers, and vehicles used to transport equipment and crews.
Tools & Equipment Coverage – Covers lawnmowers, trimmers, chainsaws, blowers, and other tools against theft or accidental damage.
Workers’ Compensation – Provides coverage for employees injured on the job while handling equipment or performing manual labor.
Commercial Property Insurance – Protects your office, storage facility, inventory, and large equipment from fire, theft, or vandalism.
Inland Marine Insurance – Covers tools and equipment while being transported to and from job sites.
Professional Liability Insurance – Offers protection if a mistake, oversight, or faulty work leads to financial loss or damage.
Business Interruption Insurance – Helps recover lost income if your operations are halted due to a covered event.
Equipment Breakdown Coverage – Covers repairs or replacement of essential landscaping machinery and gear.