Construction Insurance
Insurance Designed for Contractors, Builders, and Construction Pros
What Is Construction Insurance?
Construction Insurance is specialized coverage designed to protect contractors, builders, and construction companies from the wide range of risks that arise on job sites. It covers property damage, workplace injuries, equipment loss, liability claims, and accidents that can occur during building, remodeling, or renovation projects.
Whether you're working on residential, commercial, or industrial projects, construction insurance provides essential protection for your crew, your equipment, your materials, and your business operations.
Why Do You Need It?
Construction sites are filled with unpredictable hazards—heavy machinery, valuable tools, ongoing work, and constant movement of people and materials. A single accident, equipment failure, or weather event can lead to serious losses, costly delays, or legal claims. Without the right insurance in place, your business may be responsible for expensive repairs, injury costs, or liability issues that could impact your cash flow and reputation.
Construction Insurance ensures you’re protected from these risks so you can focus on completing projects safely, efficiently, and on schedule.
Types of Trucking & Delivery Insurance
General Liability Insurance – Covers third-party injuries, property damage, and accidents that occur on or around the job site.
Workers’ Compensation – Provides coverage for employee injuries or illnesses that happen while on the job.
Builders Risk Insurance – Protects buildings under construction along with materials, supplies, and equipment on-site from fire, theft, vandalism, or weather damage.
Commercial Auto Insurance – Covers company vehicles used to transport workers, tools, and materials.
Contractors Equipment Coverage – Protects tools, machinery, and heavy equipment from theft, damage, or breakdowns.
Contractor’s Liability (Errors & Omissions) – Covers claims related to professional mistakes, design errors, or faulty work recommendations.
Inland Marine Insurance – Protects tools, equipment, and materials while they’re in transit or stored off-site.
Umbrella Liability Insurance – Provides an extra layer of liability protection beyond your primary policies.
Surety Bonds – Guarantees project completion and compliance with contract terms, often required for many construction jobs.
Business Interruption Insurance – Helps replace lost income if a covered event delays or halts a project.