Cleaning Insurance
Reliable Coverage for Cleaning Professionals and Janitorial Teams
What Is Cleaning Insurance?
Cleaning Insurance is specialized coverage designed for businesses that provide residential, commercial, or specialty cleaning services. This includes house cleaners, janitorial companies, carpet cleaners, window washers, and post-construction cleanup crews. The coverage helps protect your business from common risks associated with cleaning work—such as accidental property damage, injuries, equipment loss, and liability claims.
Whether you work in homes, offices, retail spaces, or industrial buildings, Cleaning Insurance ensures your tools, employees, and services are properly protected.
Why Do You Need It?
Cleaning professionals work directly in customers’ homes and businesses, where accidents can happen—spilled cleaning chemicals damaging furniture, a slip-and-fall incident, broken property, or equipment stolen from a job site. Without proper insurance, even a small mistake can lead to costly repairs, legal claims, or damage to your reputation. Cleaning Insurance protects your business from these risks by covering liability claims, replacing damaged tools, and safeguarding your income.
With the right coverage in place, you can focus on delivering reliable, high-quality cleaning services with confidence.
Types of Cleaning Insurance
General Liability Insurance – Covers accidental damage to client property, injuries, and third-party claims arising during cleaning work.
Professional Liability Insurance – Protects your business if a cleaning mistake or oversight causes damage or financial loss.
Workers’ Compensation – Provides coverage for employees injured while performing cleaning or janitorial tasks.
Commercial Property Insurance – Protects your office, supplies, and equipment from fire, theft, or vandalism.
Commercial Auto Insurance – Covers vehicles used to transport cleaning crews, tools, and supplies between job sites.
Tools & Equipment Coverage – Covers vacuums, carpet cleaners, cleaning machines, and specialized tools from theft or damage.
Inland Marine Insurance – Protects your equipment while in transit or stored off-site.
Business Interruption Insurance – Helps cover lost income if your operations are halted due to a covered event.
Janitorial Bond (Surety Bond) – Provides reassurance to clients by covering losses from employee theft in their home or business.