Auto Insurance
Peace of Mind Every Time You Get Behind the Wheel
What Is Auto Insurance?
Auto Insurance is essential protection that covers you financially in the event of a car accident, vehicle damage, theft, or injury. It helps pay for repairs, medical expenses, and legal costs resulting from collisions or unexpected events on the road.
Whether you drive daily, commute to work, or rely on your vehicle for family or business needs, auto insurance provides reliable protection for you, your passengers, and your vehicle.
Types of Auto Insurance
Liability Insurance – Covers injury or property damage you cause to others in an accident.
Collision Coverage – Pays for repairs to your vehicle after a collision with another vehicle or object.
Comprehensive Coverage – Protects your vehicle from non-collision events such as theft, vandalism, storms, hail, or animal damage.
Uninsured/Underinsured Motorist Coverage – Covers you if you're hit by a driver with little or no insurance.
Personal Injury Protection (PIP) – Helps pay for medical bills, lost wages, and rehabilitation after an accident.
Medical Payments Coverage (MedPay) – Covers medical expenses for you and your passengers, regardless of fault.
Roadside Assistance – Provides services like towing, jump-starts, and flat tire repair.
Rental Reimbursement – Helps pay for a rental car while your vehicle is being repaired.
Gap Insurance – Covers the difference between your car’s value and your remaining loan balance if it’s totaled.
Custom Equipment Coverage – Protects aftermarket parts, custom wheels, sound systems, and other upgrades.
Why Do You Need It?
Accidents can happen at any time—even to the safest drivers. Without the right coverage, you could be responsible for costly repairs, medical bills, lawsuits, or damages caused to others. Most states also require drivers to carry a minimum level of liability insurance.
Auto Insurance ensures you're legally compliant while giving you peace of mind every time you hit the road. It shields your finances, protects your vehicle, and helps you recover quickly after an unexpected incident.